Roberts Pelcs
Dordrecht,Netherlands
Summary
Experienced professional with expertise in loan processing and administration, credit risk evaluation, and client relationship management. Proficient in risk management, data analysis, and transaction monitoring. Demonstrates strong attention to detail and accuracy in financial data handling, legal documentation, and compliance procedures. Skilled in technical banking systems, effective communication, teamwork, and independent work. Adept at problem-solving, time management, adaptability, critical thinking, process improvement, and KYC/AML compliance. Committed to enhancing operational efficiency and ensuring regulatory adherence while fostering strong client relationships.
Overview
5
5
years of professional experience
7
7
years of post-secondary education
Work History
Order picker/ warehouse employee
Hollander
Barendrecht, South Holland
03.2025 - Current
- Kept accurate records of picked items, promoting transparency in operations.
- Managed the collection of items from storage areas, ensuring quick turnaround times.
Delivery rider
Flink
Dordrecht, South Holland
03.2025 - Current
- Delivered food and beverages to customers promptly and accurately, ensuring high customer satisfaction.
Junior Compliance Expert
Bigbank
Riga, Latvia
08.2024 - 03.2025
- KYC Analysis – Conducting thorough Know Your Customer (KYC) analysis to ensure compliance with regulatory standards and mitigate risks.
- Client Profile Investigation – Performing detailed research and due diligence on clients' profiles to assess potential risks and ensure proper onboarding.
- AML Compliance – Monitoring and analyzing transactions for suspicious activity in line with Anti-Money Laundering (AML) regulations, ensuring adherence to legal frameworks.
- Fraud Detection – Identifying and investigating potential fraud cases through transaction monitoring and client activity analysis to prevent financial crime.
- Risk Assessment – Evaluating clients' risk levels based on their profiles, transactions, and business activities.
- Regulatory Reporting – Preparing and submitting reports on suspicious activities to relevant authorities as required by AML and compliance regulations.
Housing Loan Customer Manager
Bigbank
Riga, Latvia
08.2023 - 08.2024
- Mortgage Loan Closures – Managing the complete process of closing mortgage loan transactions with clients, ensuring all agreements are compliant and accurately documented.
- Credit Risk Assessment – Evaluating credit risks by thoroughly analyzing clients' financial health and property eligibility for financing.
- Property Evaluation – Assessing the value and suitability of client properties to determine whether they meet financing requirements.
- Loan Payouts – Administering loan payouts to clients, facilitating disbursements of up to €300,000 for property purchases based on the approved loan amounts.
- Process Optimization – Proactively identifying opportunities to improve the efficiency of loan approval and processing workflows.
- Client Relationship Management – Building and maintaining strong, long-term relationships with clients by providing exceptional service and follow-up on their financing needs.
Housing Loan Transaction Administration Specialist
Bigbank
Riga, Latvia
09.2022 - 08.2023
- Client Onboarding – Acting as the first point of contact for clients, gathering essential information to initiate housing loan applications.
- Creditworthiness Evaluation – Assessing clients' financial situations to determine their eligibility for housing loans, using various financial criteria.
- Legal Document Preparation – Drafting and reviewing a variety of legal documents, including loan agreements and collateral contracts, ensuring compliance with legal standards.
- Customer Manager Assistance – Supporting customer managers with administrative tasks related to loan issuance and ensuring smooth transaction flow.
Trainee of Real Estate Loan Processing Unit
Bigbank
Riga, Latvia
06.2022 - 09.2022
- Contract Preparation – Drafting and reviewing real estate loan agreements, ensuring accuracy and compliance with legal requirements.
- Client Contract Management – Registering and managing client loan contracts in the bank's system, maintaining accurate and up-to-date records.
- Document Compliance Check – Verifying the compliance of real estate documents with legal and bank policies, ensuring proper documentation for loan processing.
Finance Assistant
M&R Service
Saldus, Latvia
01.2021 - 06.2022
- Payment Recording – Recording all payments and invoices in the accounting system, maintaining up-to-date financial records.
- Cost Calculation – Calculating the costs of orders for each client, ensuring accurate financial reporting and analysis.
- Financial Reporting – Assisting in the preparation of monthly and quarterly financial reports for management review.
- Supporting Audits – Assisting in internal and external audits by providing necessary financial documentation and reports.
Warehouse Manager
M&R Service
Saldus, Latvia
06.2020 - 01.2021
- Logistics Coordination – Overseeing incoming and outgoing shipments, ensuring timely deliveries.
- Warehouse Organization – Ensuring efficient layout and proper storage of goods to maximize space and accessibility.
- Quality Control – Inspecting goods for damage and ensuring products meet quality standards.
- Supplier and Vendor Coordination – Managing relationships with suppliers, coordinating deliveries and returns.
Education
Bachelor of Economics -
University of Latvia
Riga, Latvia 09.2021 - 06.2025
Unfinished Bachelor degree of Law -
University of Law
Riga, Latvia 09.2020 - 06.2021
Saldus High School -
Saldus, Latvia
09.2017 - 05.2020
Skills
- Loan Processing and Administration – Expertise in processing and managing loan applications, including documentation preparation and risk assessments
- Credit Risk Evaluation – Strong ability to assess client creditworthiness, analyzing financial statements and determining loan eligibility
- Client Relationship Management – Extensive experience in managing client relationships, including providing consultations and closing financial transactions
- Data Analysis – Proficiency in working with large data sets and conducting analysis
- Attention to Detail and Accuracy – Essential for working with financial data
- Credit Issuance and Management – Experience in managing the credit issuance process
- Technical Skills – Knowledge of banking IT systems and software
- Teamwork and Independent Work – Proven ability to work both collaboratively in teams and independently
- Problem-Solving Skills – Ability to identify issues and find effective solutions
- Time Management – Proficient in managing multiple tasks and meeting deadlines
- Adaptability – Ability to quickly adjust to new environments and challenges
- Critical Thinking – Strong analytical skills and ability to think strategically
- Transaction Monitoring – Proficient in monitoring financial transactions for suspicious activity and reporting potential compliance issues
- Attention to Detail – Detail-oriented, ensuring accuracy in legal documentation, financial records, and compliance procedures
- Process Improvement – Ability to identify inefficiencies and implement process improvements in loan processing, compliance, and client management
- KYC and AML Compliance – Proficient in performing Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance checks to meet regulatory requirements
Languages
English
Intermediate (B1)
Latvian
Native
Russian
Beginner
Timeline
Order picker/ warehouse employee
Hollander
03.2025 - Current
Delivery rider
Flink
03.2025 - Current
Junior Compliance Expert
Bigbank
08.2024 - 03.2025
Housing Loan Customer Manager
Bigbank
08.2023 - 08.2024
Housing Loan Transaction Administration Specialist
Bigbank
09.2022 - 08.2023
Trainee of Real Estate Loan Processing Unit
Bigbank
06.2022 - 09.2022
Bachelor of Economics -
University of Latvia
09.2021 - 06.2025
Finance Assistant
M&R Service
01.2021 - 06.2022
Unfinished Bachelor degree of Law -
University of Law
09.2020 - 06.2021
Warehouse Manager
M&R Service
06.2020 - 01.2021
Saldus High School -
Saldus, Latvia
09.2017 - 05.2020
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