MADHURI BANSAL
Amstelveen,Netherlands
Summary
Experienced Banking and Risk professional with over 8 years in credit-risk analysis and risk analytics. Strong SQL skills for querying and validating data across risk datasets. Currently analysing model-output differences and data-quality discrepancies, while previously translating business needs into data requirements and collaborating with stakeholders on credit risk and reporting.
Overview
1
1
Certification
11
11
years of professional experience
Work History
Business Analyst
ASN BANK
Utrecht
10.2025 - Current
- Use SQL-based analysis to query and validate data, trace discrepancies across datasets and support investigation of potential root causes.
- Investigated PD/LGD output discrepancies, identifying obligor mismatches and inactive agreements to enhance data quality.
- Structured investigation findings and communicated observations to stakeholders, facilitating informed follow-up and resolution.
- Supported RegCap 5.1 regulatory-change and shadow-run activities, analysing and resolving differences between model outputs to ensure compliance.
- Contribute to impact analysis, documentation and the future risk-model landscape.
Data Steward – Finance & Risk Data
ABN AMRO
11.2024 - 09.2025
- Supported Finance & Risk Data initiatives aligned with BCBS239, Basel and IFRS-related requirements.
- Used data analysis and quality checks to investigate inconsistencies and assess data completeness and accuracy for regulatory needs.
- Translated business needs into actionable data requirements for Credit Risk, IFRS and Basel Reporting stakeholders.
- Facilitated requirement-gathering discussions to identify data gaps and achieve consensus on expected outcomes among stakeholders.
- Maintained comprehensive documentation and drove process improvements across Data, Risk and IT.
Senior Risk Analytics Consultant
WELLS FARGO
11.2022 - 03.2024
- Used SQL and SAS extensively to query, analyse and validate credit-risk and portfolio datasets, identify trends and support reporting.
- Prepared credit-risk reports and senior-management presentations, providing evidence-based findings and actionable recommendations to inform strategic decisions.
- Supported credit-portfolio stress testing and scenario analysis under adverse economic conditions.
- Developed and maintained Tableau dashboards and KPI reporting, collaborating cross-functionally to identify and implement process improvements.
- Managed BAU activities for collections, recovery and hardship processes within small business lending, ensuring compliance and operational efficiency.
SAS Analyst
DELOITTE
05.2022 - 08.2022
- Analysed SAS programs and collaborated with offshore teams on source-code reverse engineering.
- Tracked project tasks and progress using Jira.
- Collaborated with team members to achieve target results.
- Managed complaints with calm, clear communication and problem-solving.
- Maintained clean, safe working environments to eliminate accident risks.
Credit Risk Analyst
STANDARD CHARTERED BANK
12.2018 - 02.2021
- Utilised SAS, SQL and Python for credit-risk reporting and data analysis, enhancing accuracy and insight in risk assessments.
- Prepared comprehensive credit-risk reports for multiple markets, integrating data from diverse sources to support informed decision-making.
- Validated source data and resolved discrepancies, ensuring integrity of risk reporting and contributing to reliable risk management.
Business Analyst
OLA CABS
08.2018 - 12.2018
Test Engineer
CGI
06.2015 - 07.2018
Education
Master - Computer Application
Bhilai Institute of Technology
IndiaBachelor - Computer Application
Guru Chasidas University
IndiaSkills
- SQL data investigation
- Credit risk analysis
- Credit data analysis
- Credit risk reporting
- Data reconciliation analysis
- Regulatory impact analysis
- Requirements gathering
- SAS, Python, Advanced Excel, Hive
- Tableau, Power BI, Jira
- Basel data requirements
Linkedin Profile
linkedin.com/in/bansalmadhuri/
Certification
Microsoft Power BI Data Analyst (PL-300)
Timeline
Business Analyst
ASN BANK
10.2025 - Current
Data Steward – Finance & Risk Data
ABN AMRO
11.2024 - 09.2025
Senior Risk Analytics Consultant
WELLS FARGO
11.2022 - 03.2024
SAS Analyst
DELOITTE
05.2022 - 08.2022
Credit Risk Analyst
STANDARD CHARTERED BANK
12.2018 - 02.2021
Business Analyst
OLA CABS
08.2018 - 12.2018
Test Engineer
CGI
06.2015 - 07.2018
Master - Computer Application
Bhilai Institute of Technology
Bachelor - Computer Application
Guru Chasidas University