Gaurav Balyan

• Leading implementation of the EU ESG regulations, particularly the CSRD, EU taxonomy and ESG prudential disclosures under Pillar-3 at various Dutch financial institutions
• Providing expert guidance on technical interpretations and practical application of ESG regulations, including engaging with senior management and auditors of FI clients
• Assisting financial institutions in integrating ESG guidelines in their policies and processes
• Delivering trainings on EU sustainable finance regulations for front office and second line teams at financial institutions with a focus on credit underwriting implications of the CSRD and EU taxonomy disclosures by their clients
• Benchmarking financial institutions on sustainability disclosures, with a focus on financed emissions and transition plans disclosures
• Overseeing multiple projects while ensuring clear and concise communication with stakeholders
• Maintaining consistency and accuracy in all sustainability reporting activities for clients while aligning with industry standards and best practices
• Ensuring adherence to internal risk and quality guidelines at the business unit level with designated quality assurance responsibilities

• Credit and ESG risk management
• Managing €1bn corporate loan portfolio comprising bilateral, syndicated & ESG-linked loans
• Handling portfolio-level internal and external (AnaCredit) reporting and working with internal and external auditors
• Managing client and agency relationship across Benelux and the US
• Designed framework for ESG integration in underwriting, replicated by other offices

Major achievement: Portfolio growth by more than 100% in 3 years
Focus Sectors: NBFC, chemicals, telecom, transport

• Lead the branch in business development, credit approvals, internal and external reporting and general management
• Developing and managing client relationships to ensure business growth
• Implementing SME-focused subsidy schemes

Major achievement: Tripled the loan book in 3.5 years while maintaining asset quality
Focus Sectors: Social impact, public transport, recycling

• End-to-end handling of a $2 Bn corporate lending portfolio of fund based and non-fund based financing, comprising project finance, acquisition finance and complex re-structuring transactions
• Performing credit risk assessment, preparing and presenting credit proposals, negotiating loan documentation with corporate clients and stressed loan management
• Managing client relationships, performing internal reporting and supporting on internal/external audits

Focus Sectors: Telecom, oil & gas (refining), wind energy, EPC (electrical T&D)

• Private wealth management