Hi, I’m
Archit Singh
Risk Analyst
Leeds
Summary
Risk and Credit analysis professional with 4+ years of experience in credit risk assessment, financial statement analysis, transaction monitoring and regulatory compliance within commercial bank in India. Currently pursuing an MBA (Finance & Accounting) with a strong interest in risk management, banking regulation and data driven decision making. FRM Part 1 candidate with strong analytical, stakeholder communication and problem-solving skills. Seeking to contribute to risk identification, analysis and strategic decision support within a global financial institution.
Overview
4
years of professional experience
Education
Leeds University Business School
Master of Business Administration from Finance and Accounting
03.2026
University Overview
Key Modules: Corporate Strategy, Global Operations, Strategic Decision-Making, Finance & Accounting, Analytical Thinking and Data Management
IEC College of Engineering & Technology
Bachelor of Science from Electronics and Communication
06.2017
Work History
Bank of IndiaIndia
Assistant Manager (Credit Manager)
10.2022 - 09.2025
Job overview
- Delivered end-to-end credit risk assessments for an SME portfolio exceeding $10M, including financial statement analysis, cash flow assessment and borrower risk profiling to support lending decisions.
- Analyzed financial statements (P&L, balance sheet and cash flow) for 25–30 loan applications per month to evaluate affordability and repayment capacity.
- Managed a team of 7, improving credit documentation workflow and approval turnaround time.
- Conducted KYC and AML due diligence reviews ensuring 100% documentation compliance prior to loan approval.
Bank of IndiaIndia
Officer (Transaction Monitoring Unit)
09.2021 - 10.2022
Job overview
- Monitored daily transaction activity for a high-volume branch, identifying 15+ unusual trends or anomalies per month using automated rule-based engines.
- Investigated approximately 40–50 alerts weekly and escalated high-risk cases for regulatory reporting.
Shiv Sharda Enterprises
Manager
01.2018 - 03.2020
Job overview
- Oversaw logistics and financial operations for two major government contracts worth £5M.
- Built client relationships and provided tailored operational solutions, achieving repeat business and high satisfaction.
Action Tutoring
Volunteer-Mathematics Tutor
10.2025 - Current
Job overview
- Provided one-on-one academic support to secondary school students, explaining quantitative concepts in a structured and clear manner.
Skills
- Banking Operations & Process Management
- Risk & Credit Analysis
- Enterprise Risk Management
- Ratio analysis and interpretation
- Financial Modelling
- AML & Transaction Monitoring
- KYC & Due Diligence
- Advanced Excel & Data Reporting
- Financial & Credit Analysis
- Risk & Compliance Management
- Project Coordination & Team Leadership
- Customer Relationship Management
- CRM Systems & Finacle 10
Timeline
Volunteer-Mathematics Tutor
Action Tutoring
10.2025 - Current
Assistant Manager (Credit Manager)
Bank of India
10.2022 - 09.2025
Officer (Transaction Monitoring Unit)
Bank of India
09.2021 - 10.2022
Manager
Shiv Sharda Enterprises
01.2018 - 03.2020
Leeds University Business School
Master of Business Administration from Finance and Accounting
IEC College of Engineering & Technology
Bachelor of Science from Electronics and Communication