ABHISHEK THAKUR

• Business Engineer / Feature Engineer at xlinq.io a scaleup of ING Labs
• Building XLINQ product, XLINQ platform is set of Domain specific languages (DSL’s) that helps business engineers to design, model, implement and change bank grade end to end mission critical secure and compliant applications.
• Played various roles - Pre-Sales, IT Delivery management, Product Owner, Solution Architect, Business Analysis and Business modeling of BFSI & Non BFSI applications.
• IT Delivery & Implementation: Built end to end Global Perpetual KYC which includes workflow’s, new policy/ rule engine and integration within existing landscape of ING. Implementation of Global FI Trade service for FI limit management & Letter of credit advising for ING WB.
• Conducted Successful PoC's: setting up new case management service for energy infrastructure sector https://www.infradock.net , Perpetual KYC for ING and many other PoC's for Account management - Current Accounts with Balance Set of feature (Cash management), FI Trade Global Limit Management for L/C Advising at ING, Retail Digital Loan Origination at ING;

• Solution Engineer – Open banking API's for Corporate to bank connectivity for payment services
• Redesigning Transaction banking channels with microservices based Open API's for Commercial Banking Customers
• Involved as Solution Engineer for whole chain of systems involved in payment initiation & transaction reporting landscape- Payment Order Management, Transaction Data Store(s) and integration with Security (Authorization & Authentication), Internal & External API gateway, Ledger, Payment Engines for Cross Border & SEPA and a new user experience API layer replacing transaction banking channels with Open API’s.
• Working on adapting existing payments landscape to support SCT Instant payments, calendar day reporting for all retail & commercial banking customers.

DevOps Engineer – Solution designer, BA & test automation –Aug 2017 to Feb 2018

Client: ING, Netherlands

• Worked in Daily Banking Tribe at ING, part of Profile Core Bank, was involved in migration of Current Accounts from mainframe to FIS Profile; Designed custom module for Real Time Value Balancing API’s used for commercial customers & for UNITE program, migrated data from mainframe;

BA Lead/ Solution Architect –May 2015 to July 2017

Client: Credit Agricole-Consumer Finance, Netherlands

• Managed and built Corporate to bank SEPA payment engine (ISO20022 with pain.xxx & camt.xxx messaging) for Credit Agricole Consumer Finance integrating with ABN Amro’s Payment ecosystem in span of 4 months – As Product Manager/ Business Analyst/ Architect;
• Implementation – FIS Profile Core banking – Current Accounts, Overdrafts, Setup / configuration of consumer Loans – Revolving credit & Installment loans including migration;
• Implementation of FIS Xpress, Xpress enables SOAP based API’s which can be used by BPM/ API Workflow/ Orchestration layer by the bank;

Lead Consultant – March 2015 to May 2015

Clients: Scottish Widows Bank, Scotland and ATOM Bank

• Worked for UK Market as Business Consultant / SME/ Product Owner to identify key product features required for UK market integrated mortgage, collections & loan origination solution; Created product library required for UK market Current Account Switching and Payments solution (BACS, CHAPS, SWIFT);

Sr Business Consultant (SEPA) –Aug 2013 to March 2015

Client: ING Direct, Italy

• Product development & implementation of ISO20022 based SEPA payment engine for SCT and SEPA Direct Debit SDD module in FIS Profile Core Banking System, worked at client site during implementation and integration with Clearing House;
• Additionally built bespoke back office based Payment engine for routing payments from multiple internal systems to ACH in Mx formats and vice versa, SEDA - Italian domestic mandate management;
• Implemented Debit Card payment processor SIA for processing Current Account payments initiated via Debit Card;
• Migration of Current Accounts with Overdrafts from 3rd Party Vendor to FIS Profile;
• Designed Accounting flow for Finance, Settlement rules with ACH – ICBPI and Smart Payment Solution of SIA/ ACH.
• Trained to 20+ Team of Business Analysts and Technical Analysts as handover after go-live for setting up Centre of Excellence ING Group in ING Romania;

Sr Business Analyst – March 2013 to August 2013

Client - Crédit Agricole Consumer Finance, Nederland

• Lead PoC, Product Demo, Estimations for Implementing FIS Profile Core banking system

BA Lead Implementation - Oct’ 2011 to Mar’ 2013

Client: HDFC bank, Mumbai (First implementation for Product)

• Joined Fintellix at a startup stage
• Created frameworks for reports related to related to Asset Liability Management, Interest Rate Risk, Structural liquidity, Cash Flow Forecasting, GAP analysis, Maturity & Positions, Basel II - Capital Adequacy Statement (CAPAD), Profitability, Key Ratios, Risk based Supervision (RBS), Computing Corporate Exposure, Risk Weighted Assets (RWA), Asset Quality, Non-Performing Assets (NPA), Provisioning, Net Present Value (NPV), Value at Risk (VaR) Computation, Limit for Derivatives & Forward Contracts, Industry Grading, Cash Reserve Ratio (CRR), Net Demand and Time Liabilities (NDTL), Statutory Liquidity Ratio (SLR) & Non SLR Investments;
• Demoed Product to many banks in India, which helped the startup company to become leader in providing Regulatory Reporting Solution in India in span of 1 Year, the company is now acquired by Verisk and has 10+ large banks live in India;

• Client: ING Vysya bank, Bangalore - Aug’ 2007 to Dec’2010
• Worked at client site for ING Vysya Bank, India for 3.4 years as Implementation Consultant;
• Developer for Core Banking System and General Ledger – FIS Profile IBS Core banking and Profile FMS General Ledger Reporting System;
• Analyzed project requirements and designed re-useable frameworks - generic Integration framework for event producing, Rule based self-service reporting, XML Parser etc;
• Channels/ SOA & Batch based Integration of Core Banking System (Retail & Corporate) with surrounding systems;